Beck Investment Management LLC

We do not believe that anyone can consistently forecast the direction of the economy, interest rates nor the response of the financial markets to changes in economic trends. We do believe that there are several effective and time-tested methods to provide consistent investment returns and that there is not a perfect solution. We believe that diversification of asset classes and investment selection will best achieve your objectives. We seek to provide consistent, competitive investment returns over time by capitalizing on a range of financial opportunities within your risk tolerance.

Asset Allocation  Modern portfolio theory demonstrates that there is a relationship between risk and return and when non-correlating assets are added to a portfolio, a higher portfolio risk-adjusted return is attained.  Research has proven that the long-term performance of any portfolio is derived primarily from asset allocation rather than specific security selection or market timing. Therefore, we concentrate efforts on the total portfolio composition and how assets are allocated. Your objectives and risk tolerance determine the appropriate mix of asset classes. The asset classes include:

1. US large, mid-size and small companies’ stocks

2. Foreign market large, mid-size and small companies’ stocks

3. US bonds, including US Treasuries, US agencies, municipal bonds, corporate bonds

4. Foreign market bonds

5. Real estate

6. Natural resources

7. Money Market equivalents